When I think of what I would share with a recent college grad, saving comes first to my mind. When a person is young they have a distinct advantage – time. In the financial world, we use something called the “Rule of 72” to estimate what someone’s investing account balance could look like after a […]
When was the last time you reviewed your 401(k)? It’s easy to adopt a “set it and forget it” mentality, but I believe an annual 401(k) review can lead to better growth, higher balances, and smarter decisions. Fortunately, you can do a simple review of your account in about 30 minutes following the steps I’ve […]
Our new Constitution is now established, and has an appearance that promises permanency: but in this world nothing can be said to be certain, except death and taxes,” wrote Benjamin Franklin in a letter from 1789. Would anyone doubt that taxes are here to stay? Their presence in our society is as predictable as the […]
For the next six weeks our advisors will explore different aspects of investor behavior and the effect it can have on a portfolio. First, I want to concentrate on investment time frames, and how a timeline might be the best guard against irrational fears of investing at a “top”. Take a glimpse at the market […]
It’s that time of year again – time to count our blessings, spend time with our families and commit to hopping on the treadmill. But as you wrap up 2012, consider getting fiscally fit too! We want to help you make 2013 a successful and prosperous year, so we put together a checklist with pointers […]
With just over a week until our next presidential election the political coverage is confusing and unrelenting. It all seems pretty complex, especially when it comes to figuring out the top-level stances and supporting details. At Prosperion Financial Advisors we believe in simplicity and clarity so we set out to understand the economic policies of […]
Investors have a lot on their minds this fall. Between the impending fiscal cliff, European and Chinese woes and an election here at home, there’s a lot of unanswered questions holding investors back. But with worry comes opportunity. The American markets are trading at historically low price to earnings ratios. Many companies have large stockpiles […]
The Prosperion Financial team readied our out-of-office replies last week and headed off to sunny San Diego for the LPL Financial National Conference. We weren’t alone. With close to 12,000 independent financial advisors from around the country, LPL Financial managed to draw a crowd of 2600 advisors and 1500 attendees from money management organizations, research […]
The markets continue to be erratic this week responding to the rising price of corn, the slow U.S. economic recovery and the downslide in Europe. Greg HorstmanFor the past 28 years, Greg has worked to provide clients with exceptional financial advice and strategic investment strategies. In the summer of 2009 he partnered with Craig and […]
Investors are re-experiencing the old phrase, “every bull market climbs a wall of worry” this week. The media continue to bring down expectations and hope for investors. Around the world we read and hear about problems in Europe and slowing growth in Asia and other foreign markets. But I think this “wall of worry” is […]
Memorial Day weekend is upon us and for many it signifies the official start to summer. Originally called Decoration Day, the true meaning of Memorial Day is not burgers by the pool, but to remember and honor those men and women who have given their lives in service to our country. Officially declared by President […]
Last month we discussed how Americans are still overwhelmingly dissatisfied with their finances, despite record net worth and increased income. That conversation focused on spending, and how increased inflation in housing, groceries and other necessities has made those higher incomes feel insufficient. For people feeling the angst of the uncontrollable (interest rates, inflation, etc.), I […]
