Denver Financial Advisors
Steve Booren & John Booren

If we were meeting 3 years from today, what has to happen for you to be happy with your progress? The R-Factor Question® is the first and most important question we ask our clients. It is the first of many we use to learn more about you – from the dangers that keep you up at night to the opportunities that make you jump out of bed in the morning. Our goal is to understand your story.

Together the father/son duo of Steve and John Booren offer clients tailored strategies focused on their core strategy called Growth of Dividends. Steve has been personally serving his clients for nearly 40 years and John brings a new perspective to the partnership while also seeking to serve a younger demographic. Collectively the Booren team has over 100+ years of combined financial services experience. We invite you to learn more about our team using the tabs below.

We so appreciate your expertise and extreme kindness you always provide us. It’s a pleasure and a deep sense of security working with you!

Thank you both for caring about Michele and me, it means more to us than we can say or you will ever know. We are blessed to know both of you.

As always, we really appreciate all of your great insights and recommendations. We so appreciate the care and support you and all the team provide for us!

This is perfect John, I feel like I can take a deep breath and relax now! Again, thank you so much, we feel truly blessed to have you in our lives, my parents made a great decision in trusting the Prosperion group with their life savings.

Sallie and I are so “grateful” to have you and John and your wonderful team in our lives. You make a difference. We appreciate the time you set aside of us yesterday. Thank you for the follow up email as well. All good stuff and a great road map for us. We are inspired and motivated.

Thank you, Steve and John, for your time today! We love working with you guys, you have our complete confidence.

Thank you so much for an amazing meeting.  Your presentation helped me feel much more comfortable as I move into the future.  We are so blessed to have such wise, knowledgeable, and compassionate advisors.

My main thought of you is when we initially met; YOU wanted to get to know us; our situation, our family, who we are. You never asked how much we had to invest with you. You advised us on metrics you wanted us to meet to be financially stable, and after then did we start the discussion on investing. My testament is – I have trusted my financial retirement with Steve. And more importantly I am fully engaged with passing that trust along to my daughters who will be investing with John.

These statements are testimonials by clients of the financial professional as of 12/04/2023 and 2/15/24. The clients have not been paid nor received any other compensation for making these statements. As a result, these clients do not receive any material incentives or benefits for providing the testimonial.

Books by
Steve Booren & John Booren

millionaire in the making by john booren

Financial Advice from
Steve Booren & John Booren

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Where Tax Mistakes Actually Happen and Why Timing Matters Most: Part 2

Where do those tax problems actually show up, and why do so many thoughtful investors ultimately pay more than necessary? In most cases, it’s not a lack of knowledge that drives this problem, but timing. The biggest tax mistake investors make isn’t misunderstanding the rules; it’s waiting too long to act.
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The Hidden Tax on Your Wealth: Part 1

Most investors think about taxes once per year. April arrives, documents are gathered, numbers are calculated and a return is filed. Then, for a while at least, taxes fade into the background. But even before you file that return, several factors have likely influenced your tax outcome, potentially in significant ways.
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Predictability in an Unpredictable World

A great irony of investing is that people crave certainty when the world offers very little of it. Yet beneath all that motion, something remains surprisingly steady: Dividends.
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Where Does Your Risk Live?

Most investors instinctively define risk as market volatility — the uncomfortable reality of stock prices rising and falling over time. When markets drop sharply, the losses feel immediate and visible. Investors see account balances decline, and the headlines only amplify their fear — creating an emotional impact that is powerful and persuasive. But volatility is only one kind of risk.
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When Markets Panic, Memory is the First Casualty

There is a curious trait built into human nature: When something is painful, frightening or deeply disorienting, we don’t just want it to end — we want to forget it ever happened. COVID fits that description perfectly.
scoreboard

The 62-Year Scorecard

Somewhere around age 62 — about the time many people begin thinking seriously about retirement — the focus shifts. The conversation moves from accumulation to preservation, from maximizing growth to ensuring durability. The question is no longer, “How much can I build?” but rather, “Will this last?”
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The Quiet Power of Dividends

They aren’t flashy. They don’t dominate headlines. They rarely fuel cocktail-party conversations or social-media bravado. In a market obsessed with price momentum, dividends can feel like the broccoli of investing — nutritious, dependable and routinely ignored in favor of something more exciting.
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Debt Is Real; Panic Is Optional

Recently, I met with a prospective client who leaned forward, lowered his voice and said, “I have one question — and I want your honest answer. The United States is bankrupt.”
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Looking Forward with the Perspective of the Past 50 Years

Most people reading this column — whether early in their careers or well into retirement — have had their entire financial lives shaped by the events between 1975 and 2025. And yet almost none of us were taught to study that period carefully. Instead, we’ve been conditioned by markets, media and our own wiring to obsess over what’s happening today and what might come next. Such a short-term obsession is the enemy of good investor behavior.
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