Man with his hands over his eyes
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Improving Investor Behavior – The World’s Worst Market Timer

Do you ever feel “the curse” of investing at precisely the wrong point? Like you invested too late, at the wrong time, or maybe you’re just unlucky? Let me introduce you to Bob – the World’s Worst Market Timer.
Outlook 2020 from LPL Research
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Outlook 2020: Bringing Markets Into Focus

Hindsight is 20/20, but finding clarity in future uncertainty can be fuzzy. AT LPL RESEARCH, as we look forward to the year 2020 and a new decade, some key trends and market signals will be important to watch, including progress on U.S.-China…
Order counter at a coffee shop

Improving Investor Behavior: Mind Your “Owned” Businesses

We try to differentiate the value of a company (worth) versus the price. When you focus on the value of the company, your judgment is far more intelligent.
Globe with a focus on China

An Emotional Tour de Force

This last week has been a roller coaster for investors with large, swift swings in the broad market indices. It began with an announcement from the Federal Reserve on interest rates and the White House levying additional tariffs against China, which was then followed by a tit-for-tat spat between the two countries. A devaluation of the Yuan, the U.S. labeling China a currency manipulator, and a drop in the bond market yields all served as reasons for the corresponding drops. All that to say, a lot has happened in the span of a few days.
Mid Year Outlook 2019 from LPL Research

Midyear Outlook 2019: FUNDAMENTAL: How to Focus on What Really Matters in the Markets

LPL Research Outlook 2019: FUNDAMENTAL: How to Focus on What Really Matters in the Markets is filled with investment insights and market guidance for the year ahead. LPL Financial Research believes that even as investors face prospects for…
Sun setting over a tropical beach
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Improving Investor Behavior: Retire to What?

If I asked you to define retirement, how would you describe it? Take some time and think about it. You’re probably envisioning white sandy beaches, trips to the golf course, and visits with family, free from the constraints of work and email.…
A woman expressing anxiety on the phone

Improving Investor Behavior: The Positive Mindset of Investors

Pessimism is poison for investors. Following national headlines would have you believe we are moments away from catastrophe, teetering on the edge of sheer doom. It’s an easy narrative in which to engage, especially when we hear it every…
A woman expressing anxiety on the phone
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Improving Investor Behavior – Doubt, Sold with a Smile

Financial advice is usually broken into three steps. First, define your goals. Where do you want to go? Next comes a plan. This is the recipe for working toward your goals with actionable and measurable steps. Then comes implementation when…
A woman expressing anxiety on the phone

Improving Investor Behavior – Know the “Why” for your Investments

As financial advisors, we receive questions about all types of investments. Here’s one we recently heard: I am a doctor, and many of my friends and fellow doctors are getting into real estate. There is a group that invests in local…
A woman expressing anxiety on the phone

Improving Investor Behavior – Learn to Love a Falling Market

The financial markets have given investors quite a ride in the past few months. Not only have we seen a drop in the prices, but the volatility and multiple-percentage point days seems to have investors feeling a little seasick. The first thing…
A woman expressing anxiety on the phone

Improving Investor Behavior – Focus on the Right Number

With the year coming to an end, 2018 has been a tumultuous one for investors. For the first time in 46 years, there has not been a clear winner in any asset class: from stocks to bonds, emerging markets to precious metals. As of this writing,…
A woman expressing anxiety on the phone

Improving Investor Behavior – Managing the Pain of Regret

Regret may be the most enduring and damaging emotion investors grapple with during their financial lives. As financial advisors we see it from both sides: clients either regret having done something, or regret NOT having done something, or…
Silhouette of a spider web
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Improving Investor Behavior: Managing Your Fears

Shark Week is among the longest running and most popular cable programs in history. First appearing 30 years ago in 1988, the show has since been watched and celebrated by millions. Why would a program about sharks and their danger be so popular? I think it plays on the emotion of fear, and more interestingly, people’s desire to be a little bit scared. My point is this: sometimes our greatest fears are the most unfounded. Whether it’s an oversized fish or monsters under the bed, our worst fears take up an oversized portion of our conscious and drive actions that can be damaging and counterproductive. Fear is a powerful emotion and one you must learn to rein in if you want to be a successful investor.
A woman expressing anxiety on the phone
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Anxiety and Investing: Taking the Fear Out of Finances

The chances that either you, a loved one, or a friend have had an incident with, or an ongoing relationship with heightened anxiety are likely. Almost 20 percent of the population expresses some sort of anxiety disorder in a lifetime. It comes…
A woman expressing anxiety on the phone

Improving Investor Behavior – Fear of Missing Out

When you are stuck in traffic on the interstate, creeping along, do you find yourself wanting to switch from one lane to another? Do you glance to the left and see the “fast lane,” and are envious of how quickly they are moving? You look…