charlie munger
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A Study in Curiosity, Simplicity, and Gratitude

On occasion, someone pursues a deeper understanding of what drives markets and investors. Charlie Munger, the late vice chairman of Berkshire Hathaway and Warren Buffett’s lifelong business partner was one of them.
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Living, Loving, Learning, and Letting Go with Dr. Mary E. McCall

Join us for an insightful webinar with Dr. Mary E. McCall, an expert in values-based coaching, end-of-life planning, and personal growth. Through real-world experiences and thought-provoking discussions, she will guide us through the four essential elements of a fulfilling life—Living, Loving, Learning, and Letting Go.
herd of sheep

Safety in Numbers

As of December 31, the “Magnificent Seven” accounted for roughly half of the Index’s 2024 gain, according to CNBC. This has left many people wondering, are these companies deserving of this much capital, or is a bubble inflating America’s largest enterprises?
President Harry S Truman meeting with former president Herbert Hoover, 1946.

An Investment in Efficiency

The Trump administration is set to kick off a series of policy moves focused on, among many things, reducing government waste. It’s not surprising to see a renewed focus on our government’s and politicians’ extravagant spending, especially…
clock on mantle
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We Planned for This

With the holidays rapidly approaching, I find late December is a great time for family, friends, festivities, and a little reflection. The end of 2024 marks an important milestone: The first quarter of this century is now behind us. If you’re…
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Planning for College with Apex College Services

Join us for an interesting and informative webinar covering many aspects of the college admissions process.
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Medicare 101: Options for 2025

Navigating the complexities of Medicare is both a necessity and a burden. A variety of coverage options, pricing, and public/private coverage can leave people feeling uncertain and discouraged. With such an important choice, how can you be sure you're choosing the right coverage?
japanese restaurant

Debt Pulls Your Future Forward (at a Cost)

Japan has 140 businesses that are more than 500 years old — operating around twice as long as the oldest companies in the United States. Nineteen of their businesses claim to have existed since the first millennium. Let that sink in for a…
the white house
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Keep Politics Out of Your Investment Strategy

In just over two weeks, Americans will head back to the polls to decide, among other things, who will lead our country for the next four years. Rest assured this won’t be a political article attempting to sway you toward any candidate. Instead, I want to share a story about a former client who, ahead of 2020 election, decided to sell his investments to avoid election uncertainty.
city bus in michigan

Volatility: Seen and Unseen

A few weeks back, a colleague showed me an article on commercial real estate in the Denver Tech Center. Apparently a few well-regarded buildings had changed hands at prices that caught his eye. The surprising news was the sell price earlier this year...

Market Forecasting: A Loser’s Game

It’s Friday, August 2, and I’m writing this article with CNBC open on my browser. The headline shouts, “Dow Loses 750 Points, Nasdaq Enters Correction After Weak Jobs Report.”
tree standing alone in a field

Compounding Quietly

Compounding growth, whether in nature or finance, is similar: enough time can bring impressive results. Seemingly every few years, a familiar story is published. A quiet person from a forgotten town, typically with little or no education and a low paying job, accomplishes the unusual.
Capitol building

The Effect of Presidential Elections in Charts

The most important takeaway: while elections may create some short-term uncertainty, focusing on long-term investing goals should always be the most important factor in investment decision-making.
speaker in a lecture hall

Selling Fear, Greed, or Both

Across social media and YouTube, there are no shortage of pundits, professional or otherwise, offering financial “advice.” I congratulate writers focused on educating readers about these concepts. But my sense is many of these “gurus’” acquire and grow their income not on the education they offer, but on the number of eyeballs they attract.
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Planning for Lasting Inflation

If you’ve been to a grocery store lately, the announcement from the Federal Reserve last week should not have been surprising: inflation seems to be sticky. While some progress has been made in reducing the inflation rate, prices remain elevated…