My Philosophy

This I Believe…these are the principals that guide me in personal finance and personal life.

Looking Forward with the Perspective of the Past 50 YearsFebruary 9, 2026 - 11:01 am
Most people reading this column — whether early in their careers or well into retirement — have had their entire financial lives shaped by the events between 1975 and 2025. And yet almost none of us were taught to study that period carefully. Instead, we’ve been conditioned by markets, media and our own wiring to obsess over what’s happening today and what might come next.

Such a short-term obsession is the enemy of good investor behavior.