My Philosophy
This I Believe…these are the principals that guide me in personal finance and personal life.
Latest Commentary
From Accumulation to Freedom: A Better Retirement MindsetJanuary 20, 2026 - 11:27 amI want to start with a story that’s uncomfortable and all too common.
A man dies at 73 with $2.4 million. He lived in the same modest house for forty years, drove an aging car and clipped coupons until the end. He never took the big trip or upgraded anything to make daily his life easier. Instead, he just kept stacking dollars in the bank.
Shortly after his funeral, his children split the money. Flush with cash, they purchase new homes, cars and consumer goods to upgrade their lifestyle — until the money runs out.
