Denver Financial Advisors
Craig Arfsten & Greg Horstman

What if you could combine and simplify your entire financial life into one place? What if you could access your entire financial history anytime, anywhere? What if you could coordinate your entire advisor team with minimal effort?  We’ve developed a new approach to helping manage your financial life that cuts through the clutter and just makes sense.

-Welcome to ClearView, Your Tomorrow Starts Today-

Financial Advice from
Craig Arfsten & Greg Horstman

Post College Financial Advice
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Getting Ready to Graduate? Post-College Financial Advice

https://www.youtube.com/watch?v=V8wBkORR3Gw When I think of what I would share with a recent college grad, saving comes first to my mind. When a person is young they have a distinct advantage – time. In the financial world, we use something…
Advice for Empty Nesters

My Advice for New Empty Nesters

Empty nesters respond to this life change in a few different ways, many of which we see in our office first hand. Many parents, especially mothers, become depressed, sad or lonely.
Give Your 401k a Checklist

Give Your 401(k) a Quick Checkup

https://www.youtube.com/watch?v=DLYYsY74JJ8 When was the last time you reviewed your 401(k)? It’s easy to adopt a “set it and forget it” mentality, but I believe an annual 401(k) review can lead to better growth, higher balances, and…
5 Steps to Retiring

Thinking about Retiring? 5 Steps to Get Started

https://www.youtube.com/watch?v=jZTZ8ArcSb8 So you're thinking about retiring. That's a big decision. There is a good chance you'll be retired for as long as you worked. Think about that – 20 to 30 years - that's a long time to be without…
Reducing Tax Stress

7 Simple Steps to Reduce your Tax Stress

https://www.youtube.com/watch?v=qZ_Id0qnFiQ Our new Constitution is now established, and has an appearance that promises permanency: but in this world nothing can be said to be certain, except death and taxes,” wrote Benjamin Franklin in…
Control Your Finances

How to Control Your Finances When the Sky is Falling

https://www.youtube.com/watch?v=JcHxWIjJsFc As the Dow reaches another all time high it seems like a good time to reflect on the past 12 years. Think about it: five years ago we thought the world was going to end. Today, we have recovered from…
Control Your Finances
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Beat the Fear of Investing at Record Highs

For the next six weeks our advisors will explore different aspects of investor behavior and the effect it can have on a portfolio. First, I want to concentrate on investment time frames, and how a timeline might be the best guard against irrational…
Control Your Finances
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Debt Ceiling 101

Here we go again! We just avoided the fiscal cliff and now we’re headed for the debt ceiling. Misinformation and half-truths are the headlines of the day as the political rhetoric rises. So in this Prosper On I want to set the record straight.
Control Your Finances
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Get Fiscally Fit: Year-End Checklist Part 1

https://www.youtube.com/watch?v=8EBgOzN5bzE It’s that time of year again – time to count our blessings, spend time with our families and commit to hopping on the treadmill. But as you wrap up 2012, consider getting fiscally fit too! We…
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